Want to know how to save money before you even travel? Travel is one of the most rewarding experiences you can have, but it often comes with a hefty price tag. From flights and accommodation to activities and dining, the costs can add up quickly. However, with some strategic planning and smart budgeting, you can save money before you even leave home. After exploring over 28 countries, I’ve picked up a few tricks for making the most out of each trip—without emptying my wallet. From snagging great deals on flights to finding the best accommodation, saving money before you travel can make all the difference. Here are my top 10 tips to help you save money before traveling, so you can enjoy your trip without breaking the bank.
1. Start Planning Early
One of the most effective ways to save money on travel is by starting your planning process well in advance. The earlier you start looking for flights, accommodations, and activities, the better the deals you’ll find.
- Why it works: Many airlines and hotels offer discounts and early bird promotions months in advance along with cancellation options.
- Actionable Tip: Set up fare alerts on websites like Google Flights, Skyscanner, or Kayak to track changes in prices for your destination.
2. Check Credit Cards Which Offer Exclusive Discounts
Many credit card companies, such as American Express (Amex), offer exclusive travel discounts and deals for cardholders such as the Amex Offers program. By using these cards for your travel bookings, you can earn rewards, get access to discounts, or even enjoy perks like priority boarding or lounge access dependant on the card type.
- Why it works: Credit cards can offer significant savings on travel-related expenses, such as hotel bookings, flights, and even airport transfers.
- Actionable Tip: Check if your credit card offers any travel-related discounts, cashback, or points for purchases made with travel partners.
3. Use Reward Points and Miles
If you have a credit card with travel rewards or belong to a frequent flyer program, you can use points or miles to reduce travel costs. This is one of the best ways to save money, especially on flights.
- Why it works: Travel rewards can significantly reduce the cost of flights, hotels, and car rentals.
- Actionable Tip: Various businesses may have an option to transfer points to a frequent flyer program. Example – If you’re based in Australia the Woolworths Everyday Rewards program allows you to earn points on your shopping, which can be converted into Qantas Frequent Flyer points.
4. Choose Affordable Destinations
Your destination plays a huge role in your travel budget. Some countries and cities are much cheaper to travel to than others. Choosing a destination with a lower cost of living can save you money on accommodation, food, and activities. Consider the foreign exchange rates and how far you can stretch your local dollar.
- Why it works: The cost of living varies greatly from one place to another, and budget-friendly destinations can significantly reduce your overall expenses.
- Actionable Tip: Consider traveling to countries in Southeast Asia, Eastern Europe, or Central America, where the cost of living is lower and offers a good exchange rate.
5. Compare Prices for Flights and Accommodation
Before making any booking, it’s essential to compare prices across multiple platforms. Websites like Google Flights, Skyscanner, and Kayak help you find the best prices for flights. Similarly, use platforms like Booking.com, Airbnb, and Hotels.com to compare accommodation prices.
- Why it works: By comparing options, you’ll find the most cost-effective choices for both flights and accommodation.
- Actionable Tip: Book flights mid-week, as they tend to be cheaper, and look for flexible dates when booking accommodations.
6. Travel During Off-Peak Seasons
Traveling during the off-peak seasons—such as shoulder seasons or the low season—can help you save money on flights and accommodation. Fewer tourists mean lower prices and less crowded destinations.
- Why it works: During off-peak times, airlines and hotels lower their prices to attract customers.
- Actionable Tip: Research your destination to find the best times to travel when prices are lower. For example, visiting Europe in spring or fall rather than summer can help you save a significant amount.
7. Pack Smart and Avoid Luggage Fees
Many airlines charge extra for checked luggage, so packing light and smart can help you avoid unnecessary fees. Stick to carry-on bags whenever possible and follow the airline’s size and weight regulations to avoid paying additional fees.
- Why it works: Avoiding checked baggage fees can save you up to $50 or more per trip.
- Actionable Tip: Pack only essentials and choose versatile clothing that can be worn multiple times. Use packing cubes to organize and maximize space.
8. Enroll into Free Cashback Programs Like ShopBack
Cashback programs such as ShopBack allow you to earn money back on your purchases, including travel bookings, which can add up significantly. Many popular retailers and travel sites are partnered with cashback services, so you can save on flights, hotels, and more.
- Why it works: Cashback programs reward you for spending, giving you extra savings on travel purchases.
- Actionable Tip: Sign up for cashback services like ShopBack, Rakuten, or TopCashback before making any purchases, and always check if the retailer offers cashback when booking your travel.
- For those interested here is a Shopback referral sign up link to earn $5
9. Look for Free Activities and Local Experiences
Instead of spending a lot of money on tours or expensive attractions, look for free or low-cost activities. Many cities offer free walking tours, museum days, or scenic hikes that provide a great experience without costing a lot of money.
- Why it works: Free activities let you explore a destination without breaking the bank.
- Actionable Tip: Check local tourism websites for free events, festivals, or public parks. Use apps like Eventbriteto find free or inexpensive things to do.
10. Save on Unnecessary Foreign Exchange Fees
Foreign exchange fees can add up quickly when you’re using your debit or credit card abroad. To save on these charges, opt for credit cards that offer no foreign transaction fees, such as the Bankwest Platinum Credit Card. This allows you to make purchases abroad without incurring costly exchange rate fees.
- Why it works: Foreign exchange fees can range from 2-3% of your transaction, and avoiding them can help you save money on everyday purchases while traveling.
- Actionable Tip: Before traveling, check with your bank or credit card provider to ensure you’re using a card that offers no foreign exchange fees, such as the Bankwest Platinum Credit Card.
Conclusion
Travel doesn’t have to be an expensive endeavor. By planning ahead, comparing prices, choosing budget-friendly destinations, and making conscious choices about your spending, you can save a significant amount of money before your trip. With these top 10 tips, you can have the adventure of a lifetime without breaking your budget. Start saving today, and enjoy your travel experience without the financial stress!
